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Gender and level of access to formal social security schemes among members in the informal sector in Laikipia east district, Kenya

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dc.contributor.author Muhuhu, Gibson K.
dc.date.issued 2014-08
dc.date.accessioned 2019-11-06T07:41:04Z
dc.date.available 2019-11-06T07:41:04Z
dc.identifier.uri http://41.89.96.81:8080/xmlui/handle/123456789/2071
dc.description.abstract Pension reform around the world has focused mainly on the formal sector. Consequently, many of those working in the informal sector have been left out of structured pension arrangements, particularly in developing countries. Despite the efforts that have been put in place by the Kenya government aimed at improving the social security coverage such as the establishment of NHIF, which can be accessed even by those in the informal sector, the dream has not been fully realized. This study was therefore motivated by the low access to the social security schemes among the members of the public especially those in the informal sector. The study examined gender inequalities in the access to formal security schemes among members of the informal sector in Laikipia East District, Kenya. The study analyzed factors such as awareness, economic factors and government policies, and how they influence access to social security schemes. Social development theory was used to explain the relationship between the variables of the study. Descriptive survey research design was used in the study. The unit of analysis was members of the informal sector. Stratified sampling technique was used to sample 200 respondents for the study while purposive sampling technique was used to sample the key respondents. Questionnaire and interview schedule were used as instruments for data collection. Descriptive statistics such as frequencies and percentages were used to analyze the data. Crosstabulation was done to show the relationship between the different variables investigated. The study found that there was low access to social security schemes among the members of the informal sector where female members were found to have less access to the schemes (5.5%) compared to their male counterparts (7.5%). Awareness was found to be a major hindrance to the access to social security schemes where female members of the informal sector were found to be less aware of the available schemes (71%) compared to their male counterparts (61%). Economic factors were also found to hinder access to the schemes with the female members in the informal sector being the most affected as 78% indicated that they were not able to remit the monthly contribution compared to 46% of the males. Finally, government policy was found to affect access to the schemes where the most affected population in the informal sector were females (87%) compared to the males (83%). This study concluded that economic factors, awareness and government policies affected access to the social security schemes and that these factors had more impact on females than the males in terms of access to the schemes. This study recommends that awareness should be created among the members of the public in the informal sector especially females on the existence of different social security schemes en_US
dc.language.iso en en_US
dc.publisher Egerton University en_US
dc.subject Formal social security schemes en_US
dc.title Gender and level of access to formal social security schemes among members in the informal sector in Laikipia east district, Kenya en_US
dc.type Thesis en_US


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